Thomsen Team Home Buying Process

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Step 1 - Financing

Obtain a Pre-approval and Ask about Special Programs

  • What can You Afford
  • What is a Comfortable Payment
  • Credit Report

Step 2 - Working with Your Realtor

Do you want your Realtor to work for you or for the Seller?

Look for the Accredited Buyer Representative (ABR) designation.

Step 3 - Home Search

What are you looking for in a home? What are your “must haves” versus your “nice to haves”? Location? Time Frame? Resale? Your Realtor will have the systems and expertise to locate all the homes that meet your criteria.

Step 4 - Make an Offer

Your Realtor will work with you to complete the state-approved forms, adding the necessary contingencies (Inspection, Testing, Financial, etc.), and negotiate.

How much Earnest Money do you need?

Do you need a Home Warranty or Gap Insurance?

Step 5 - When Offer is Accepted

You will submit Earnest Money, schedule a Home Inspection, fulfill all Contingencies, receive Loan Commitment, and obtain Homeowner’s Insurance.

Step 6 - Closing Day

Seller provides you with Marketable Title; You will receive the deed, pay your down payment and closing costs, sign closing papers and Mortgage Note, and receive the keys to your New Home!

Complete this form for a FREE Buyer Consultation:
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Here's what our customers have to say!

  • Shelly M.
    "Always very responsive to our questions, and got us in to homes with short notice. We appreciated their honesty, patience and flexibility. Also, the knowledge of the industry and current market really paid off for us. We were very happy with our overall experience."
    Shelly M.
  • Lee L.
    "We appreciated most the communication on each step of the buying process. It made it easier for us to not have to worry about that and just focus on what home we wanted. We would absolutely recommend you guys. The whole process was smooth and easy!"
    Lee L.
  • Doug N.
    Very happy to have met Tonya and her team. Would love to use them again, but I hope this is the last move!  We appreciated the little extras, like having a couple of Tonya's associates help me get the house staged for viewing.
    Doug N.
  • Mike S
    "Excellent experience as usual. From the initial listing through showings, pictures, and the overall handling of our offer to closing, service was top-notch. I have had success EVERY time I work with Tonya and her team!"
    Mike S
  • Rosanne D.
    "Very professional group of people!!  Every thing is spelled and clear so you can understand it. If you have any questions the group was right there to answer them all.  Very pleased!"
    Rosanne D.
  • Sharon K.
    "Selling a home you built and have lived in for almost two decades can be an emotional undertaking. This team's knowledge, expertise, and experience came in handy throughout the process. They were always responsive and ready with an answer (or a listening ear) to help us through the process. When negotiations got a little bogged down, they moved heaven and earth to make the sale happen. Everything worked out well in the end for -- and I was so happy to have them on my side of it all. I would suggest that if you are the least bit concerned about your sale, use a professional. And be sure that if you can't use this team, you find someone EXACTLY like them."
    Sharon K.
  • Mark and Lisa B.
    Tonya is a real(ty) dynamo! She and her professional team work tirelessly and effectively to provide the best possible home buying/selling experience.  Tonya possesses such vast knowledge of the housing industry, current home valuations, local market trends, etc. We really appreciated the market-targeted price point she suggested for listing our home and how quickly it sold, not to mention the 8% premium over listing that we received!  Tonya has fantastic response times. She always replied to our emails/texts immediately or within the hour.  Tonya is absolutely fantastic and we would recommend her to everyone! The whole process was just so well ordered and classy. Thank you Tonya and your team!
    Mark and Lisa B.
  • Dwayne L.
    "The team definitely went the extra mile to make the sale easy for me.  Absolutely gets my highest recommendation."
    Dwayne L.
  • Zillow
    "Tonya and her team are very knowledgeable and stay on top of all the steps in buying and selling a condo. We could ask any question and get a quick and clear response. They always kept our minds at ease no matter what would come up during the process. We highly recommend Tonya and her team."
    Zillow
  • Jeff M.
    "Thank you for the very personalized and timely service. The entire process went very smoothly from beginning to end. I am very glad we selected the Thomsen team over the two other realtors we interviewed."
    Jeff M.
  • Scott L.
    "Tonya, Miranda, and the rest of the team are awesome. Some of the best I have worked with. I would highly recommend anyone on the Thomsen team with great confidence."
    Scott L.
  • Patrice M.
    "Tonya and her team were really helpful and attentive throughout the entire process. Their patience with us... this is such a big decision and everyone was so kind and calm and very reassuring with everything."
    Patrice M.

If you are looking to buy or sell a home or would just like to know more information

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